Cash Flow Analyzer
Get a mini CFO view of cash flow, liquidity, working capital, cash runway and the cash conversion cycle with clear recommendations.
Cash Flow Analyzer
A mini CFO view of your cash flow: see whether money is working for the business or getting stuck in receivables, inventory and the cash cycle.
Cash Flow Analyzer gives a structured view of liquidity, working capital, cash runway and the cash conversion cycle, with a Cash Health Score, alerts and practical recommendations.
Cash Health Score (0–100)
stable stable with points of attention under pressure critical
- One number that gives a quick signal:
Key metrics
Cash runway Cash burn (if any) working capital (NWC) Cash Conversion Cycle (CCC)
A clear picture of where the money is
how much is in receivables how many in stock as financed by suppliers
Warnings and Powers
where there is risk what is currently “holding” the business No contradictions — all aligned with the same model.
Cash flow story
what happens with the money where is the problem what does it mean in practice
- A short and clear explanation:
Recommendations
acceleration of collection inventory optimization control of CCC monitoring key KPIs WHAT THE USER ENTERS
Context industry region growth rate (%) Finances income COGS operating expenses (OpEx) operating profit (auto or manual) Condition cash claims obligations to suppliers supplies Times (for CCC) DSO — billing days PART — days of stock DPO — payment days HOW THE TOOL WORKS
operating cash flow (OCF – estimate) working capital (NWC) Cash Conversion Cycle (CCC) profit → cash ratio
score tone warnings strength recommendations The model is simplified, but consistent and logically aligned. INDUSTRY AND REGION Industry and region serve as context, not hard and fast rules.
framework of the CCC expected level of working capital
“judgment” of the firm complex financial models The goal is for the result to be realistic and understandable, not too complicated. WHAT THIS TOOL IS NOT
- Specific next steps, eg:
- One matched period (eg year or LTM):
- The tool uses standard financial principles:
- Based on this, it generates:
- are used for:
- they are not used for:
- This is not:
- You can report:
- The format has been adjusted to be:
- If you want to:
- It does not replace professional financial analysis, but provides:
Move from reading to action
Use the related tool with disciplined inputs, then connect the insight to your monthly review rhythm.
FAQ
How should I use this guide in practice?
Use it as a checklist during your monthly close: validate inputs, interpret the result in business context, then link the outcome to pricing, cash flow, or capital decisions.
What is the biggest mistake owners make here?
Reading one indicator in isolation instead of connecting profitability, liquidity, leverage, and operational reality.